Changes Rate of Interest on Deposits and Advances | ||
Type of Deposit | w.e.f: 01.09.2022 | w.e.f: 01.01.2023 |
New Rate of interest | New Rate of interest | |
Current | 0.00% | 0.00% |
Thrift Deposit | 1.00% | 1.00% |
Saving Bank | 2.75% | 2.75% |
FIX / FDR |
|
|
46 days to 90 days | 3.50% | 3.50% |
91 days to 179 days | 4.00% | 4.00% |
180 days to 364 days | 4.50% | 4.50% |
365 days or one year | 5.25% | 5.75% |
Above 1 year upto 3 years | 5.25% | 5.75% |
Above 3 year | 5.25% | 6.00% |
For senior Citizens | More 0.50% | More 0.50% |
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|
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Type of Loan/Advance | Rate of Interest | |
w.e.f: 01.07.2021 | w.e.f: 01.10.2022 | |
New Rate of interest | New Rate of interest | |
Cash credit Loan | 10.00% | 10.50% |
Over Draft Loan | 10.00% | 10.50% |
Property Loan | 10.00% | 10.00% |
Housing Mortgage | 10.00% | 9.00% |
Vehical Loan | 10.00% | 10.00% |
Machinery Loan | 10.00% | 10.00% |
Gold Loan | 9.50% | 9.50% |
Jat Jamin ( Personal ) | 14.00% | 14.00% |
Education Loan | 10.00% | 9.00% |
Consumer Loan | 13.00% | 13.00% |
Personal loan to GEB | – | 11.00% |
F.D. /OD AG. FD | 1.00% More as per F.D. Rates | 1.00% More as per F.D. Rates |
NSC Loan | 2.00% More as per NSC Rates | 2.00% More as per NSC Rates |
