Rate of interest on Deposits
Rate of interest on Loan/Advances
Rate of interest on Deposits
| Type of deposit | w.e.f: 01.05.2025 |
| New Rate of interest | |
| Current | 0.00% |
| Thrift Deposit | 1.00% |
| Saving Bank | 2.75% |
| FIX / FDR | |
| 7 days to 45 days | 2.90% |
| 46 days to 90 days | 3.80% |
| 91 days to 179 days | 4.80% |
| 180 days to 364 days | 5.80% |
| 365 days or one year | 6.75% |
| Above 1 year | 6.75% |
| For senior Citizens | More 0.50% |
Rate of interest on Loan/Advances
| Type of Loan/Advance | Rate of Interest |
| w.e.f: 01.10.2022 | |
| New Rate of interest | |
| Cash credit Loan | 10.50% |
| Over Draft Loan | 10.50% |
| Property Loan | 10.00% |
| Housing Mortgage | 9.00% |
| Vehical Loan | 10.00% |
| Machinery Loan | 10.00% |
| Gold Loan | 9.50% |
| Jat Jamin ( Personal ) | 14.00% |
| Education Loan | 9.00% |
| Consumer Loan | 13.00% |
| Personal loan to GEB | 11.00% |
| F.D. /OD AG. FD | 1.00% More as per F.D. Rates |
| NSC Loan | 2.00% More as per NSC Rates |